Hey I have a few questions about Paypal. I currently have a Paypal account which I have never used but am about to do a transaction using PayPal. So I want to ask some questions.

1. Do you need to have a credit card to do transactions? I heard that you need to but I don't have one.

2. Can you transfer the money to your bank account or alternatively get a cheque sent to you.

Thanks for reading this